Just Sold

I am excited to share that I have closed my second short sale! I am 2 for 2! They can be a long process and frustrating at times. I believe when working on a short sale it is SO important to have good communication with the negotiator. Throughout the whole process of both short sales, I had great email and phone contact with the negotiator which helped create a successful sale.

I took the listing in October. We recieved an offer mid May and closed July 22nd. The house was listed in Gladstone. Its a 3 bedroom home with 2 bathrooms. Great sized yard with a playstructure. The kitchen was great in this house and gave it a tuscan feel. I know that the buyers got a great deal and will love making this house their home!

Own A Piece Of Disney!

Walt Disneys former mansion is on the market in Los Angeles, Los Feliz, to be exact! It is currently listed for $3.65 million. It features 4 bedrooms, 5 bathrooms, and 6388 square feet. It was built in 1932. It would be fun to own a bit of Disney history!

Pre Qualify or Pre Approval?

I get asked so frequently, "why should I get Pre approved or Pre qualified before looking at homes?" It is very important to do this before looking at homes! It's important for many reasons too! You want to make sure your qualified to make a purchase, to ensure your looking in the right price point, and also makes it so you are able to write an offer quickly! Nothing is worse then finding the PERFECT house and then taking the time to get qualified and before you know it, the house has been purchased by somebody else!

By Pre Qualifying your not only made aware of the general amount of money you will be able to borrow, you will also learn about your current financial situation as it relates to purchasing a home. You will also be given tips on how to improve or change your financial status, if needed, to better meet your home purchasing goals. Also included is an education about loan programs that you are qualified for and that will help meet those goals.

Pre approval is becoming conditionally approved for a specific home loan, prior to finding and making an offer. The dollar amount specified for approval is based on your personal level of comfort.

Documents that your loan officer will need at your first appointment include
-Income: One month of paystubs and 2 years of W2 forms and federal tax returns.

-Assets: Previous 2 months worth of savings, checking, and retirement account savings.

-Debits: Complete a list of credit debts displaying: creditors balance owed and monthly payments.

-Other: Divorce decrees, bankruptcy papers, and rental agreements.

Depending on your own personal situations the amount of documentation may be different. If your looking for a great loan officer to work with, call me today. I will help point you in the direction to make purchasing a home reality! Heather 503 975 3483